01

Set Realistic Goals

Determine your budget, know what you can afford, and stick to it. Consider not just the purchase price, but also ongoing expenses like maintenance, utilities, and property taxes.

02

Get Pre-Approved

Boost your bargaining power by getting pre-approved for a mortgage. It gives you a clear idea of what you can afford and shows sellers that you're a serious buyer.

03

Location Matters

Think about your lifestyle, commute, and future plans. A great house in the wrong location may not be so great after all. Research neighborhoods and visit them at different times to get a feel for the area.

04

Understand the Market

Stay informed about current market trends. Knowing whether it's a buyer's or seller's market can influence your negotiating strategy. One way of doing this is calling TJ Norris - The Realtor, to help you better understand the market.

05

Ask Questions

Don't be shy! Ask your real estate agent, mortgage broker (I recommend Ally Cain), or anyone with home buying experience about the process. The more you know, the better decisions you can make

06

Inspect Thoroughly

Don’t skip the home inspection! It's your chance to uncover potential issues and negotiate repairs or price adjustments. A small investment in inspection can save you big bucks down the road

07

Celebrate Your Success

Finally, celebrate when you get those keys! You've worked hard for this moment. Welcome to the world of homeownership!

08

Emergency Fund

Save for unexpected expenses. From a leaky roof to a broken appliance, having a financial cushion will make unexpected homeownership surprises more manageable.